1. The Value of Working Capital Financing

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    Working capital represents the cash available to finance the short-term operational needs of an operating business. Often a business does not, without help, have adequate cash on hand or asset liquidity (cash flow) to cover daily operational expenses. This is when working capital financing becomes a critical part of the day-to-day need of a viable […]

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    "Many businesses do not have steady cash flows throughout the year ..."
  2. Best “Bang for Your Buck” Texas Colleges & Universities

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    Graduation from high school to college is an exciting time, but it’s not always an easy transition… especially for your pocketbook. September is College Savings Month, a month dedicated to helping students (and parents) save a little extra dough as these new graduates spread their wings. Considering a Texas college or university? Curious about the budget-friendly options […]

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    "While cheap does not always equal quality, it is certainly a consideration!"
  3. Hurdles in Today’s Home Mortgage Environment

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    What do you expect to experience when applying for a home mortgage today? Quick turn-around? Less documentation requirements? Less paperwork? Not exactly. Due to the mortgage disaster of 2008-2009 and speculation from many Wall Street firms and some of the large multi-national banks, government regulation was implemented (Dodd-Frank Act) and has completely taken over the mortgage process (with […]

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    "Banks are dealing with high compliance costs & government over-regulation..."
  4. Minimize the Financial Blow of Back-to-School with 6 Ways to Save

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    Is it just me, or does it always feel like our finances stretch a little tighter this time of year? Not only are we faced with paying off all that summer fun–all those little excursions sure add up–we’re ALSO run over by the back-to-school “expense bus.” You know the drill… It starts with that dreaded list of school […]

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    "Feeling frugal? Here are 6 ways to save on school-related expenses..."
  5. Risk Management, Ben Stiller and a Leaky Toilet

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    Recently, I was attending a dinner party among a group of people with which I had not previously encountered. For visual clarification, a “dinner party” in West Texas centers around a grill in someone’s backyard along with copious amounts of cold beer. As I was making the rounds, small talk consisted of the usual;  weather (“Hot. […]

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    "What do leaky toilets and risk management have in common? Click for more!"
  6. Prequalifying For Your Home Loan: 5 Benefits

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    Summertime is in full swing and people are using their vacation time to look for a new home. Most people with school-age children want to make a move before the start of the new school year.  Realtors recommend prospective home buyers to be pro-active in getting pre-qualified with a lender before going too far into […]

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    "Prequalifying for your home loan can prove beneficial. Here's why... "
  7. Take Control of Your Cash Flow with Efficient Online Payments

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    Cash is king and it’s the livelihood for all businesses, but especially for small businesses. Managing your cash flow is one of the main skillsets you must have in order to run a successful small business.  While licking stamps, writing checks to pay your bills, and making trips to the post office is becoming a […]

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    "Nearly two-thirds of all bills are paid electronically."
  8. Social Media 101 for Businesses: Which Platform Is Right for You?

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    Imagine you are at the beach, swimming out to enjoy the vast ocean around you. With each stroke you get lost in the scenery… you push yourself further and further and soon, you find yourself flailing about in the ocean unable to get your footing with no one in sight. Would you continue to swim in the direction you were going, or […]

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    " It's a necessity for businesses wanting to survive the 21st century!"
  9. ONCE UPON A TRIANGLE: Appreciating your role

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    “We had to get a rope and pull her out.” I was performing in my first college musical in the role of the 3rd Knight in a stellar production of “Once Upon a Mattress” and this is the one line I had in the entire show. Simple, yet hauntingly poignant.  Practicing the line over and […]

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    "Everyone working together is what creates success... even Triangle Man."
  10. Time to Get Social: Why Your Brand Should be on Social Media – Brand Ambassadors

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    I feel like we’ve been on a journey together: 1) Why Social Media, 2) Social Media Policy, 3) Brand Voice, and now the 4th and final blog in this series (and kind of my favorite) Brand Ambassadors! I’m sure the term “Brand Ambassadors” is one you’ve heard and are somewhat familiar with. And if you’re […]

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    "Employees are your biggest asset when it comes to the dream of virality..."
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